Will Rent-to-Own Work for Me?
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Want to own your own home, but you can't get a mortgage? Do any of these reasons sound familiar?
You have lousy credit.
Divorce, foreclosure, and bankruptcy can all ruin your credit, making it difficult to get a mortgage. Our specialists help you rebuild your credit so that you can get a mortgage at the end of the lease.
You are a new Canadian, and you haven't yet built
a credit record.
You had great credit in your home country, but Canadian lenders don't know that, and they won't consider you for a mortgage. Our specialists help you build a Canadian credit record so that you can get a mortgage at the end of the lease.
You don't have enough saved for a down payment.
If you have a $5000 deposit, and a good income, we can set you up in a house now. We'll help you save for the rest of the down payment so that you have enough when it's time for you to buy.
You are self-employed.
In this financial climate, it's more difficult to get a mortgage, and especially difficult if you are self-employed. Banks require 3 years of business tax returns to show that your business is actually paying you. If you only have one or two years of records for your business, but you are on track with your successful business, we can set you up in your house now. By the time you are ready to buy, you will have enough business history to get a standard mortgage from a bank.
Ready to apply? Apply now.
Need more information? Check out our Frequently Asked Questions.